VANTRYFUNDING
Business funding for US small & mid-sized businesses

The capital your business needs, without the bank runaround.

Complete one short application and we'll help you find the right funding option for your business: working capital, lines of credit, equipment financing, SBA loans and more.

Apply Now Explore Funding Options
  • Free to apply
  • Takes about 2 minutes
  • Funding in as little as 24 hours*
  • One applicationSix ways to fund your business
  • $5K to $5MFunding amounts available
  • Dedicated advisorA real person, start to finish
  • Secure & privateYour data is encrypted
Funding options

Financing built around how your business runs

Whether you need to cover payroll, buy inventory, replace equipment or grow into a new location, we'll help you find the right fit.

Working Capital

Short-term funding to cover day-to-day expenses, bridge cash-flow gaps, or act fast on an opportunity.

Best for: payroll, inventory, seasonal slowdowns

  • Amount$10K – $500K
  • Term3 – 18 months
  • SpeedAs fast as 24 hours

Merchant Cash Advance

An advance on your future card or bank deposits, repaid as a fixed percentage of sales, so payments flex with revenue.

Best for: retail, restaurants, high card volume

  • Amount$5K – $500K
  • RepaymentDaily or weekly
  • SpeedAs fast as 24 hours

Equipment Financing

Buy or lease the machinery, vehicles, or technology you need. The equipment itself typically serves as collateral.

Best for: trucks, machinery, kitchen and medical equipment

  • AmountUp to 100% of cost
  • Term1 – 7 years
  • Speed2 – 5 business days

Business Line of Credit

A revolving credit line you can draw on whenever you need it. Pay only for what you use, then draw again as you repay.

Best for: ongoing or unpredictable expenses

  • Amount$10K – $250K
  • Term6 – 24 months, renewable
  • Speed1 – 3 business days

SBA Loans

Government-backed loans with long terms and some of the lowest rates available. We help you prepare a strong application.

Best for: established businesses planning major growth

  • AmountUp to $5M
  • TermUp to 10 – 25 years
  • Speed30 – 90 days

Invoice Factoring

Turn unpaid invoices into cash now instead of waiting 30 to 90 days for customers to pay. Approval leans on your customers' credit.

Best for: B2B companies, staffing, trucking, wholesale

  • AdvanceUp to 90% of invoice
  • TermOngoing, as you invoice
  • Speed1 – 3 business days

Amounts, terms and timing are typical ranges and are not a commitment to lend. All financing is subject to review and approval. Terms vary by product and state.

How it works

From application to funding in 3 simple steps

No stacks of paperwork and no weeks of waiting. Here's what to expect.

  1. Apply in minutes

    Tell us about your business and how much you need. There's no cost to apply.

    About 2 minutes

  2. Review your options

    Your dedicated advisor walks you through the options that fit your business: cost, term and payment, side by side.

    Often same day

  3. Get funded

    Choose the offer that works for you, sign electronically, and receive funds by direct deposit to your business bank account.

    As fast as 24 hours*
Start Your Application
Why choose us

A funding partner that works for you

Banks turn down most small-business loan requests, and comparing funding options on your own takes time you don't have. Our job is to find you the best available fit and explain it in plain English.

Who we typically help

  • US-based businesses in operation 6+ months
  • $10,000+ in average monthly revenue
  • All credit profiles considered

Requirements vary by product. SBA loans and lines of credit generally require a longer history and stronger credit.

  • Every option, one application

    One application covers all six funding types, so you don't have to apply again and again.

  • Speed when it matters

    Quick decisions and funding in as little as one business day for qualified applicants.

  • Transparent terms

    We explain the total cost, payment schedule and term of every offer before you sign. No surprises.

  • A dedicated advisor

    One point of contact who knows your business, answers your calls and stays with you after funding.

  • Flexible qualification

    We look at your revenue and cash flow, not just your credit score.

  • Your data stays protected

    Your information is encrypted and handled with care from the moment you apply.

Industries we serve

Funding for the businesses that keep America running

We understand the cash-flow patterns of your industry.

  • Construction & Contractors
  • Restaurants & Food Service
  • Retail
  • Trucking & Transportation
  • Healthcare & Medical
  • Auto Repair & Dealers
  • Professional Services
  • Manufacturing
  • Salons & Personal Care
  • Wholesale & E-commerce

Don't see your industry? We work with most types of businesses. Apply now or ask us.

Apply now

See what your business qualifies for

Answer seven quick questions. A funding advisor will reach out, usually within one business day, to review your options.

  • No cost and no obligation
  • No credit check to apply
  • A dedicated funding advisor

Prefer to talk? Call (646) 408-5502, Monday to Friday, 9am to 6pm ET.

Business funding application

All fields are required.

Between $5,000 and $5,000,000

Your information is encrypted and never sold.